One loan, many ways home
Whether you’re buying, building, improving or acquiring land, a Property Loan gives you generous limits, long terms and protection included.
Purchase a home
Buy the home you want on the open market, with generous financing up to $25,000,000.
Build on your land
Already own land? Finance construction of your new home from the ground up.
Improve your home
Renovate, extend or upgrade your existing home to suit your growing needs.
Acquire land
Secure the perfect plot now and build when the time is right.
Free loan protection
Free Loan Protection insurance of up to $1,200,000.00* gives your family peace of mind.
Reducing-balance rates
Competitive interest calculated on the reducing balance, over terms up to 20 years.
Estimate your monthly payment
Move the sliders for an indicative estimate. MCCU offers competitive rates on the reducing balance. The rate below is for illustration only; your Credit Officer will confirm your exact rate and terms.
Illustrative only, ask us for your rate.
Minimum 5% shares required.
Documents you’ll need
General loan requirements
Additional documents required
Disclaimer: The terms and conditions of the products are subject to change from time to time. Please confirm the current terms and conditions with a Member Service Representative. *Conditions apply.
How to apply
Gather your documents
Collect the general and property-specific documents listed above so your application moves quickly.
Talk to a Credit Officer
Meet a Credit Officer in Mandeville or Christiana, or call 876.962.0401 to get started.
Get approved & move in
Once approved, your funds are disbursed so you can purchase, build or improve your home.
Other loans you may like
View all loans →Dream Wheels Auto Loan
Up to 100% financing at 7.50% for your new or pre-owned vehicle.
Learn more →Secure 24 Loan
A cash-secured loan with same-day access to funds against your savings.
Learn more →Moni-Tree Line of Credit
A revolving line of credit you can draw on whenever you need it.
Learn more →Ready to make it home?
Speak with a Credit Officer today and take the first step.
